Accepted Health Insurance

When you visit us at Owl Now Urgent Care, we know you’re looking for great care fast. To make it easy, we accept most major health insurance plans— including HMOs. We also accept Medicare and Medicaid. A current list of the insurance plans is provided below.*

Plans and coverage can change without notice; you may be covered even if your insurance isn’t listed here. Check with your insurance provider to make sure Owl Now Urgent Care is covered under your plan. If you have any questions as about the insurance plans we accept, call our Lakeland doctor office at (863) 644-7337 or our Winter Haven doctor office at (863) 299-2630.


Accepted Plans

Aetna (does NOT include Coresource)



Beech Street

Better Health (Medicaid & HMO)

Care Improvement Plus

Care Plus

Champ VA (as a secondary insurance ONLY)

Cigna (does NOT include Bay Care)

Clear Health Alliance

CMS Med3000

Coventry (Medicaid, Medicare, & HMO)

First Health Network/Multi-Plan

Florida Medicaid

Florida Medicare (does NOT include Railroad)

Freedom (Medicare & HMO)

Golden Rule (United Health Care)

Great West (CIGNA)

Hooray Health – Administrative Concepts Inc.

Humana (Commercial, Medicaid, & HMO)

Magellan (Medicaid & HMO)

Molina (Medicaid & HMO)



Prime Health Services

Priority Health

Simply (Medicaid, Medicare & HMO)

Staywell (Medicaid & HMO)

Sunshine State (Medicaid & HMO)


United Health Care (Commercial ONLY)


Wellcare (Medicare & HMO)


*as of April 2019